Terms & Conditions

1. Acceptance of Terms

By accessing or using the ZHB Groups website and digital portals, you agree to comply with and be bound by these Terms & Conditions. If you do not agree with any part of these terms, please do not use our website or services.

2. Financial Support Services

ZHB Groups provides affordable personal financial assistance subject to eligibility evaluation:

• All applications are subject to identity verification (KYC) and eligibility assessment.
• Approval of financial support is based strictly on genuine need, complete documentation, and clear repayment terms.
• Submitting an enquiry or application does not guarantee automatic funding approval.
• Upcoming programs (Housing Finance, Business Finance) are shown for informational purposes and do not represent active application products today.

3. Agriculture & Livelihood Initiatives

ZHB Groups operates agricultural, livestock, dairy (Aayarpaadi), and equine care initiatives. Product availability, delivery schedules, and livestock booking terms are specified at the time of order confirmation.

4. Intellectual Property

All contents, logos, graphics, text, and design elements on this website are the intellectual property of ZHB Groups and protected under Indian copyright and trademark laws. Unauthorized reproduction or redistribution is prohibited.

5. Limitation of Liability

ZHB Groups strives to provide accurate and up-to-date information. However, we are not liable for any indirect or consequential damages arising from site access or reliance on web information.

6. Governing Law & Jurisdiction

These Terms & Conditions are governed by and construed in accordance with the laws of India. Any disputes arising shall be subject to the exclusive jurisdiction of the courts in Tamil Nadu, India.

7. Contact Information